Buyer Info

Choosing your real estate professional is the most important decision you will make when purchasing property. We believe the more you look around, the more you will recognize the value of working with Coldwell Banker RCI Realty.

Please call for an initial consultation, and please do not forget to ask your Coldwell Banker RCI Realty Agent for a copy of our "22 Point Buyer Satisfaction Guarantee". 

The following tips will help you find and purchase the home of your dreams more quickly and efficiently. If you're a first-time buyer you can find more information here.

Before you shop:

Be a smart consumer.  Learn the financing basics. Know how to shop for a home loan that's right for you.  We can be of assistance.

Get pre-approved.  This takes very little time and lets you know the price range that fits your lifestyle. We can be of assistance.

Know what you want. The last thing you need is to close a transaction and then realize that you bought a house you don't want. Ask yourself what you're looking for in a home, before you shop. Think about size, commute time and necessary repairs.

Keep your debt load to a minimum.  Don't make major purchases or incur any additional debt until after your purchase. Pay down credit cards and don't apply for new ones. Remember, financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed aproximately 28 percent of your gross monthly income.

Be prepared to view new properties quickly.   Sometimes homes sell quickly, so be ready to make fast decisions.  Be accessable to your  Coldwell Banker RCI Realty Agent.  Instant communication can mean the difference between purchasing the property of your choice and having to continue your search

Submit a strong competitive offer.
 
Include a substantial earnest money deposit.   Sometimes offers are accepted based on the amount of the deposit.

Try to minimize the number of contingencies.   Fewer contingencies mean a stronger offer.

Hire an inspector.   A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition.

Check zoning regulations and covenants.   Good residential neighborhoods will be zoned to keep out commercial and industrial users. Read any restrictive covenants and make sure they fit your lifestyle.

Make sure you know what stays or goes.
Your contract should be very specific about which items (appliances, etc) are included in the sale. We can be of assistance.


Get agreements in writing.   Make certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later. All agreements regarding real property must be in writing to be legal.

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